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- Women in Debt: Creating a Household Budget Despite Your Debts - by Submitted on Jan 02, 2013 from Samantha SeiffertAs the woman of the house, the task of managing the household budget falls on your shoulders. It is not an easy task especially when the children are asking for something that you know the budget cannot afford. Juggling the bills payments, food, lodging and other expenses can be quite a ...
Views: 1317(1 vote) - Working Americans Not Saving Enough, Survey Finds! - by Submitted on Sep 17, 2019 from Robin WilliamsRecent surveys show a troubling trend: the percentage of Americans who are not saving money is gradually increasing. Most recent surveys show that 20 percent or 21 percent of Americans are not saving money. Almost half of working adults are saving something, but not more than 10% of their ...
Views: 869(1 vote) - Would It Be Wise to Get a Credit Card During the Holidays? - by Submitted on Dec 25, 2012 from Emma LeeA lot of consumers today are wondering if it would be a good idea to sign up for a line of credit this holiday season. After all, most individuals today receive tons of offers as well as pre-approved card programs from banks and card issuers, encouraging them to get as many card accounts as they ...
Views: 745(1 vote) - Yes, You Can Keep Your Money Resolutions in 2011 - by Submitted on Jan 14, 2011 from Robert Schmansky“Habit is habit and not to be flung out of the window by any man, but coaxed downstairs a step at a time.” - Mark Twain My blog today is inspired by a recently aired PBS special by motivational author and speaker Dr. Wayne Dyer titled “Excuses Begone!” It is a fitting time of year for Dr. ...
Views: 1120(2 votes) - 10 Ways to Live Richer by Paying Less - by Submitted on Aug 22, 2012 from Robert Killen“You get what you pay for” or so common wisdom tells us. Yet numerous examples prove that sometimes paying more actually decreases the richness of our lives. The following examples are 10 of the simplest ways to live a richer life by paying less! 1. Stop the Pop! – One of the most ...
Views: 3982(17 votes) - How to Use Willpower Engineering to Control Spending - by Submitted on Jan 25, 2011 from Steve LevinsonPersonal finance experts often offer excellent budgeting advice while ignoring psychological realities that make their advice essentially useless. The truth is, we humans have an enormous capacity for NOT doing what we know we should do. And failing to take that truth into account is like ...
Views: 2143(6 votes) - Tips To Practice Smart Spending Habits - by Submitted on Apr 02, 2013 from Samantha SeiffertIf you want to stay out of debt, there are a couple of habits that you need to develop first. These include budgeting, saving and smart spending. All of them are needed in proper financial management. Of the three, smart spending is the habit that will literally keep you from accumulating debt ...
Views: 2584(3 votes) - Five Things to Consider Before You Refinance - by Submitted on Aug 31, 2010 from Mike PetersonInterest rates are historically low – should you jump on the refinancing bandwagon? Thinking about refinancing your home? Interest rates are dropping and people across the country are looking for ways to make the most of their money. While refinancing can help put a little extra cash in your ...
Views: 1467(2 votes) - Household Expenses We Usually Forget in the Budget - by Submitted on Feb 01, 2013 from Samantha SeiffertBudgeting is a great way to manage your finances. However, there are cases when we forget to include a couple of very important and expensive expenses. When we fail to recognize and prepare for these costs, we end up putting our budget plans at a serious disadvantage. We end up having to eat up ...
Views: 1952(2 votes) - How to Recession Proof Your Family - by Submitted on Dec 29, 2012 from Knox Bates III"Happy New Year 2013" New Years Resolution How to Recession Proof your Family! Are all the gloomy financial forecasts depressing you? Do you really want to ignore all of the negativity but you're concerned about what may happen if you do? Well you can't ignore reality, but you can ...
Views: 2131(2 votes) - Popular advice that can be costly - by Submitted on Dec 07, 2010 from Dan BeckHow many times can you think of that you had the best intentions, did just about everything right, but the end result turned out to be negative? Some of the most popular advice about how to improve your FICO score is just like this, great intentions, just about all the right advice advise but ...
Views: 1514(2 votes) - Selecting the best school for your child with ADHD - by Submitted on Apr 13, 2012 from Kellie HuffSelecting the best school for your child with ADHD There are numerous articles offering advice on public school accommodations for students with ADHD. This article focuses on finding the best specialized private school or home school option for your child and making that option as affordable ...
Views: 4240(3 votes) - Want Good Credit? - Back to Basics (Part 1 of 2) - by Submitted on Aug 11, 2009 from Kathy Jo PollackA question that seems to be surfacing a lot lately is how to build good credit . Some people that I talk with have experienced financial difficulties in the past and are now trying to rebuild their personal credit. Others are new to credit, especially young people, and are building credit for ...
Views: 2935(5 votes) - Want Good Credit? - Beyond the Basics (Part 2 of 2) - by Submitted on Aug 18, 2009 from Kathy Jo PollackIn the previous article we got the first three fundamental steps out of the way: 1. Getting established with a financial institution 2. Checking/correcting credit reports 3. Establishing a budget. Now we are ready for credit! Below you will find key points and a continuation of my ...
Views: 2528(5 votes) - Investment Grade Value Stocks At Highest Levels Ever --- What To Do About It - by Submitted on May 13, 2011 from Steve SelengutThe IGVSI is a barometer of a small but elite sector of the stock market called Investment Grade Value Stocks. Some IGVSs are included in all averages and indices, but even the well dressed Dow Jones Industrial Average includes several issues that are well below Investment Grade and very few ...
Views: 2099(12 votes) - ***Making A Volatile Stock Market Your VBF - by Submitted on Sep 13, 2011 from Steve SelengutMost people never forget their first love. I'll never forget my first trading profit --- but the 600 (1970) dollars I pocketed on Royal Dutch Petroleum was not nearly as significant as the conceptual realization it signaled. I was amazed that someone would pay me that much more for my stock ...
Views: 1774(15 votes) - "How I Make And Save Thousands Of Dollars, Using Only My Subconscious Mind - And You Can Do The Same With Yours!" - by Submitted on Jun 09, 2004 from Terry GossThousands of dollars will be yours, just by using your subconscious mind. You get a very good feeling when you make new money. You also get a very good feeling when you save money. Here's how you can have and enjoy both: First, I'd like to share my personal story with you. When it ...
Views: 1668(1 vote) - ***Answer Your Wake Up Call - by Submitted on Apr 12, 2012 from Leslie CunninghamSometimes conflict and stress in our relationship and/or finances can be the force that wakes us up to the ways we’re not being honest. Your wake up call might be not having enough money coming in each month and watching the credit card bills add up. It might be getting older and knowing you ...
Views: 2230(3 votes) - 5 Benefits of Buying Sustainable Clothing and How to Do It on a Budget - by Submitted on Nov 02, 2018 from M Nasir Aziz5 Benefits of Buying Sustainable Clothing and How to Do It on a Budget If you want to live a happy and healthy life, you need to adopt health in every area of your lifestyle. Here are 5 benefits of buying sustainable clothing. Temporary trends and "fast fashion" have dominated retail ...
Views: 1213(1 vote) - 5 Mistakes to Avoid when Dealing with a Debt Collector - by Submitted on Jan 19, 2011 from Denise RichardsonDealing with a collection agency can be a stressful experience. Not only are some debt collectors rude, but endless demanding telephone calls and letters can shake even the toughest individual. The stress and confusion that debt collectors can cause often results in consumers making mistakes ...
Views: 2219(2 votes) - 5 Tips To Save Money Today - by Submitted on Feb 08, 2011 from Peter BunnIn this day and age a lot of families are living over their means, spending what they don't have, racking up debt (especially credit card debt) and not paying attention to how much they spend. Because of this, a lot of what is being earned in the home is used to pay this debt. In this article ...
Views: 1029(1 vote) - 6 Real Advantages to Setting Up Your Own Personal Budget - by Submitted on Jun 17, 2007 from Bruce HokinIs your goal to pay off your debt and live debt free? Is this what you really want? Millions of people want this too, but are not prepared to put in a little effort to set up a personal/family budget. You could easily prepare your budget in one evening and this can guide you for the rest of ...
Views: 9817(2 votes) - Budgeting Made Easy - by Submitted on Nov 24, 2009 from Gene SimmonsWell, dang! From what I’ve heard and read, it looks like we’ve reached an all-time world-class new record in the amount of personal debt on the books. Now it’s probably not quite as bad as we’ve been led to believe, however many of us have managed to tromp further than we should have into the ...
Views: 1464(2 votes) - Cash Advances in Absence of Any Guarantee - by Submitted on Aug 29, 2013 from Martha MorphyWith limitation in credit status, thousands of men and women are really very upset. Most of the finance providers, institutions or agencies, do not favor the borrowers who have ruined their credit history. Borrowing from different sources and failing to keep up commitment of repayment take them ...
Views: 709(1 vote) - Credit cards 'would usually be chosen over store cards' - by Submitted on Feb 15, 2011 from Thomas PhillipsonInterest rate tends to be lower on credit cards than store cards, it has been stated.When weighing up the advantages of both the credit card and the store card pound for pound, the former would usually be chosen ahead of the latter.This is according to Mark Bouris, executive chairman of wealth ...
Views: 688(1 vote) - Credit Repair Mindset - by Submitted on Jan 21, 2011 from Matthew WierzbinskiYou have to consider your whole situation when you are thinking about undertaking credit repair. Do you have the time to do it yourself? Do you want to learn how to do it yourself? Are you comfortable doing it yourself? That is the same as asking if you have enough confidence to feel you ...
Views: 1634(2 votes) - Do You Have the Courage to Achieve Financial Freedom? - by Submitted on Jan 05, 2013 from Chaney WeinerYou've heard this many times before. I know I have. You may have even tried to follow the advice of others and live this way as well. I know I did. And even if you didn't hear this from someone else, you may have thought that it is the way you’d be living your life if you had financial ...
Views: 1182(1 vote) - Easy Ways to Save Money Fast and Effectively - by Submitted on Oct 26, 2010 from Dan CavalliYou would need to know the easiest ways to save money if you have been a really compulsive spender for a very long time. However, you would need to spend money if you need a measure of financial security at one point or another in your life. I have advised a lot of folks, and it has helped to ...
Views: 1223(1 vote) - Family Budgeting: The Purpose Determines The Budget - by Submitted on Jan 29, 2011 from Rick CarterIn these economic times, practically no one has the luxury anymore of joking “I can’t be broke – I still have checks left!” Managing your money is a necessity. Unfortunately, all of the information out about how to set up a budget almost always ignores the most important point: the purpose of ...
Views: 3617(1 vote) - Financial Fitness: It's Really Not About the Money! - by Submitted on Jun 28, 2011 from Cindy Parran BrochuIn your quest for financial fitness, it's normal to think that if you had more money, your life would somehow magically be different. The truth is that more money might help you breathe a little easier, but it doesn't change the way you relate to money or make you a different person than you are ...
Views: 1164(1 vote) - Financial Resiliency? Five basic tips to help you bounce back! - by Submitted on Jan 26, 2010 from Kathy Jo PollackResiliency is personal. Add money and you get even more personal. As we strive to become more resilient with life’s challenges and complexities, I would like to provide five basic suggestions to help you achieve Financial Resiliency. 1. Continue to learn and grow. This is ...
Views: 4474(7 votes) - Forget Financial Freedom Unless You Do This... - by Submitted on Jan 12, 2013 from Chaney WeinerI’d be willing to bet that you've heard this thousands of times about why you’re struggling financially. Not only that but I’m sure you've experienced it yourself…or at least you thought you did. Do you know what it is? One quick thing before I mention it. This is something you've been ...
Views: 1092(1 vote) - Hedge Your Bets This Summer: How To Get The Very Best Summer Travel Insurance - by Submitted on Jun 28, 2011 from Jeffrey WellsWhile you may be taking a vacation to get away from it all and still have fun, you should always be prepared- even when you are letting loose. Travel insurance is one way to make sure that your vacation has a safety net, if anything goes wrong you are covered. Missed tickets, missed flights, ...
Views: 739(1 vote) - How Canadian Seniors Qualify for Life Insurance - by Submitted on Jun 21, 2018 from Eugenia SIn Canada and around the world, life insurance companies underwrite, or assess, the risks of carrying your policy. For the elderly, this can include medical assessments but will also include lifestyle factors as well, such as: • Current health • Nicotine and drug use • Family medical ...
Views: 1032(1 vote) - How Essential Is Personal Accident Insurance - by Submitted on Oct 03, 2011 from Frank RodriguezWith the way life holds many surprises, one can never really truly predict what is going to happen next. This is the reason why many people either fear what awaits them at the end of the bend, while others choose to find the necessary means to make sure that they are ready for whatever it is ...
Views: 948(1 vote) - How Much Are You Spending versus Earning in Your Home Based Business? - by Submitted on Sep 07, 2010 from Jeremiah CarstarphenSo much emphasis is put on making money in the home based business arena, but rarely do you hear talk about reducing expenses. This is just as important because if you are spending as much as or more than you are earning then you will continue to struggle financially regardless of how much money ...
Views: 1401(1 vote) - How To Manage Personal Finances And Build Wealth - by Submitted on Feb 24, 2012 from Ron SandiforKnowing how to manage personal finances is the cornerstone of being able to successfully build wealth. Accordingly, how to manage personal finances has never been as crucial a subject as it is right now! It has been four years since the start of the "Great Recession" and the ensuing jobless ...
Views: 668(1 vote) - Investing in Yourself - by Submitted on Jan 08, 2013 from Graham DragonIf you are interested in personal development it is important you commit to investing in yourself. No matter what it is you want to improve, no matter what you want to achieve, it will almost certainly require an investment or will be much better and be achieved much quicker with the right ...
Views: 1587(1 vote) - Loans for People on Benefits: Easy finances without hard conditions - by Submitted on Sep 04, 2013 from Jone HeneryAnyone can become sever victim of the financial impediments, as one would have to arrange monetary resources to resolve them. This can create problems for those people who are living on benefits. however, the introduction of Loans for People on Benefits provide financial resources to such people ...
Views: 826(1 vote) - Market Share Definition- Assistive Hint For Share Market Index - by Submitted on Jun 02, 2011 from Rohan RathoreIf you are looking for the ideal investment then you have found it! Making an investment in wine is the best way to invest your money and if you play the hand right you'll surely succeed. You can simply profit from your wine investment if you follow these five rules. If you're hunting for ...
Views: 921(1 vote) - Money Doesn't Always Buy Happiness - by Submitted on Jun 22, 2011 from Justin KraneI rarely share stories I get via email but this one really touched me. It's one we should all remember when it comes to our lives and money. A man came home from work late, tired and irritated, to find his 5-year old son waiting for him at the door. "Daddy, may I ask you a ...
Views: 934(1 vote) - Money Worries and Journaling - by Submitted on Apr 15, 2011 from Mari L. McCarthyWhile many may think of journaling as a harmless, completely reflective process, the truth is that keeping a journal can actually be a revolutionary act. Journal writing helps us reclaim ourselves and use our power to create a better life than we have previously known. Journaling shows us ...
Views: 2119(2 votes) - Save Your Pennies! 3 Ways to Cut Household Costs - by Submitted on Jun 05, 2019 from Lizzie WeakleyWhen you want to save money, most people turn their attention to subscriptions and unnecessary expenses, like eating out or going to the movies. But running a household consumes far more income than you'd expect. The April 2019 USDA Food Plan states that a low-cost meal budget for a family of ...
Views: 766(1 vote) - Secured and unsecured personal loan - by Submitted on Sep 19, 2011 from Alan PolyFor the instant money, personal loan is a flexible financial support basis accessible in the market. It is a short tenure loan provided by the lender to help a variety of economic wants of the clients. It can be used for different requirements such as car financing, home renovation, children's ...
Views: 781(1 vote) - Shainex Packers and Movers Shainex Packing and Moving Shainex Relocation 9311333578 - by Submitted on Nov 19, 2011 from Shainex SharmaWELCOME TO SHAINEX RELOCATION AN ISO 9001:2008 CERTIFIED COMPANY SHAINEX PACKERS AND MOVERS Indian Government Certified Company are a Professional Services Provider for Packers and Movers, packing and moving, Domestics Packing Moving, International Packers Movers, International Packing Moving, ...
Views: 915(1 vote) - Solutions for Wealth in the New Year: Educate Yourself About Finances - by Submitted on Jan 18, 2011 from Jan CetwinskiYes, it’s that time of year again. Time for New Year’s Resolutions. Among the favorites for most people are resolutions for improving their Health & Wealth. This article is the third of a series in which we will suggest some financial resolutions that you can use to make the New Year the ...
Views: 727(1 vote) - Spring Cleaning Your Financial Records - by Submitted on Apr 19, 2011 from amit vermaSpring clean your way out of paper clutter and greater financial control. Reduce paper clutter can help you free up your physical space, as well as save you time and perhaps money as well. To help tame the mountains of financial documents that might surprise us - from the account to the ...
Views: 608(1 vote) - Start Your New Year Right By Checking Your Credit Reports - by Submitted on Aug 17, 2009 from Kathy Jo PollackNo doubt, credit fuels our economy, and it also affects every area of our lives. Our credit rating, good or bad, can affect where we live, work, and our ability to get a loan or insurance. Do yourself a favor and make it your annual plan to check your credit reports from each of the three ...
Views: 2935(5 votes) - Stay Debt Free this Xmas - Top 10 Tips - by Submitted on Sep 07, 2005 from Linda AndersonXmas can be a financially stressful time for many people and that takes the fun out of the festive season. The funny thing about Xmas is it occurs every year and at the same time every year! So with a little bit of planning you can take the stress out and stay debt free. Here are my Top 10 tips ...
Views: 2130(1 vote) - Ten Common Investment Errors: Stocks, Bonds, & Management - by Submitted on Apr 28, 2006 from Steve SelengutInvestment mistakes happen for a multitude of reasons, including the fact that decisions are made under conditions of uncertainty that are irresponsibly downplayed by market gurus and institutional spokespersons. Losing money on an investment may not be the result of a mistake, and not all ...
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