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Professionals rely on procedures. When an airplane is going to land, the pilot goes through a checklist carefully to make sure that the landing is safe. When a competitive tennis player begins a match, he exercises a mental rehearsal process to make sure he is in a correct state of mind. It is ... Views: 1678
Many people neglect to see that financial security and their relationships with others are strongly connected to each other. Let’s look at the way this works.
Many of us think that knowledge alone qualifies us to making good financial decisions and thus entitles us to better positions and ... Views: 2345
One must look at the historic, or true ratio of 16:1, also noted as 16, meaning that 16 ounces of silver would buy one ounce of gold. This ratio was originally created based on the supply of silver and gold from the earth. This is not to be confused as the current trading ratio, which is merely ... Views: 1546
Of all the ways to save money grocery shopping, the one that comes to mind first for most people is probably using manufacturers' coupons. Unfortunately, this is not only time consuming, but it rarely saves you much money. That's because even with the coupon a given product is usually more than ... Views: 1528
Do you think like a millionaire or do you find yourself thinking more in line with the middle class? There is a mindset that wealthy people have that others are not aware of. Many people tend to think that people with money only live to make money and that making money is all they care about. ... Views: 1504
We first make our habits, and then our habits make us. John Dryden
Conquer your bad habits, or they’ll eventually conquer you. Dr. Robert Gilbert.
Constructive habits support us to resist temptations such as the temptation to procrastinate or to avoid a challenging situation. When we ... Views: 5071
What is it we do not understand, and what needs to be understood, that is the intelligible question we must ask ourselves when our brain runs wild in search of certainty.
The human brain, unique in the entire universe in its complexity, composed of over 200 billion nerve cells. Each cell has a ... Views: 1404
I always hear people asking "how do you build a successful team?" In my opinion its about the leader, you can lead by example, you can also lead the horse to water but you can't make him drink.
Being an effective leader is how successful teams are built, being focused and organized with where ... Views: 1259
We are living in the best of times to become millionaires. Even if you grew up in poverty or had a very modest upbringing, the possibility is still there. It is yours for the taking as long as you can recognize and capitalize on each and every opportunity. However, being the trailblazer that ... Views: 1079
In this days everyone has a website or finding out that they can get one really cheap or in some cases like the blog platforms free. And a lot this people are starting to make money from this activity and that is why they decide to sell the websites. But how can you find the right price for ... Views: 612
There so many info products on the market that will teach you how to get rich quick. Most of them are making the person selling the product rich, while the rest of us are becoming more and more financially destitute while we continue to spend our money on these get rich quick ... Views: 847
It can feel nearly impossible to wisely choose which “Internet Expert” you should listen to when doing a search on Google. There are thousands of people pushing their insights and industry secrets to fellow business owners and entrepreneurs. Who can you believe? First, you’ll want to look for ... Views: 1481
Common Investment Mistakes to Avoid
By getting into the habit of saving money every month, quarter, or year, you are taking a huge step in the direction of the future you want. As long as you keep adding to it, your nest egg will keep growing. Unfortunately, it doesn’t end there. If you are ... Views: 1109
We all want more money than we have right now. Even the richest people in the world want to have more money and more resources to buy more things, to participate in more activities, and often we want more money to impress others and to impress ourselves. But why is money the one thing that we ... Views: 1873
Many investors have become gun shy investing in equities because of the high levels of volatility in the stock market, but for many seasoned investors this spells opportunity. With the right tools you can follow simple market timing signals to dramatically improve your trading success.
Now is ... Views: 2010
Most people think options are for speculators. They couldn't be more wrong! Options were created to cut risk. That's what the pros call "hedging." Smart option strategy lets you keep all the profit potential of buying stock with much of the risk removed. Interested?
Stock Replacement ... Views: 1492
Thank God it usually takes time to get rich. Those who are overnight sensations often go bankrupt. Well, often enough to worry those of us who plan to get rich, slow or quick. Still, lottery winners and those who have received large inheritances have squandered their wealth often enough to have ... Views: 900
Do you dream of getting rich? Well, a very simple book called ‘the science of getting rich’ written by Wallace D. Wattles about it a century ago sets out "the science" of getting rich . In this article, you will read a detailed run-through the key concepts and ideas explored in the ... Views: 1585
Prosperity is often associated with money. The more money you have, the more prosperous you become. This has become a common belief that is false.
Most of our lives, we have been taught by the our instinct and society to be "go-getters"; meaning, we have been taught to always grab the ... Views: 2515
How to sell your stocks is the biggest question in investing. As legendary trader Jesse Livermore said, “It never was my thinking that makes the big money for me. It always was my sitting.” If you do not have the patience to hold onto the winners, and the resolve to get rid of the losers, you ... Views: 2062
Now, more than ever, it is critical to have savings. There is no magic to intelligent personal saving. It's part common sense and part paying attention to the world around you.
At a minimum, you should have 6 months living expenses saved in a liquid account. You need to be able to get at ... Views: 2309
Across the United States with the down turn in the stock market annuities have become a major part of the retirement and investment planning for many Americans. However, annuities are designed to be long-term investments, to meet retirement and other long term goals. Annuities are not suitable ... Views: 1736
An annuity is a contract with an insurance company. The insurance company agrees to provide a stream of income to the individual in exchange for payment. The holder of the annuity cannot outlive the regular income from the investment which makes this attribute especially unique. Therefore, ... Views: 1809
Success is just around the corner; that is what some people would say. However, in today’s technological age, success could be attained through the four walls of your very own home. You don’t even have to leave your house to go around the corner and pick up the pieces that would lead to a ... Views: 1287
Even through our questionably biased media where they have been downplaying the benefits of gold investment strategies and the rise of gold prices, you still hear a mumbling of its epic rise from $256 to $1385, a 441% gain in less than ten years.
But did you know that Silver has seen a 625% ... Views: 2028
A. Types of Registered Pension Plan
Registered Pension Plan is a form of a trust that provides pension benefits for an employee of a company upon retirement. RPPs (401k) are registered with the government. The employee and employer, or just the employer make contributions to this retirement ... Views: 3790
The decision is made! You're going to start your own business. Most likely you've put pencil to paper to see where you are financially, to know what you can afford and where you will get the necessary funds. You've spent hours upon hours thinking about what you want to do. You've thought about ... Views: 1422
Breakout buying is a popular investing strategy among individual investors, which refers to buying a stock just when the price breaks out of a period of consolidation and reaches a new high, because it marks a major increase in demand which ensures further increase in capital gain. However, not ... Views: 1914
The effects of a poor credit history can be far reaching and hurt you in every sphere of life. If you have a poor credit rating, you can improve it by carrying out what is called a credit repair.
How Can You Start a Credit Repair Process?
You can take the following measures to improve ... Views: 1135
Did you know that tax deed sales run the gamut of rock-bottom real estate bargains? With raw undeveloped land, agricultural and residential land, all the way up to condos and expensive homes, going up before a public auction, the bargains just keep coming.
Tax deed sales are not bank ... Views: 1305
Many people ask me if I think the real estate market has bottomed out. I don't know. However, for a lot of people, now is the time to buy.
Look at the numbers. Every situation is different. My mother is a great example. She was renting a 2 bedroom, 2 bath condo for about $1300 per month. In ... Views: 2162
Any real estate investment deal worth doing should be able to withstand a little due diligence, and commercial properties are an excellent example of this. As first introduced in previous articles, examples of due diligence you’ll want to perform for your pending deals include:
·Property ... Views: 1611
There are three main reasons novice investors fail in commercial investing: inaction, being cheap, and doing deals that shouldn’t be done. I can’t tell you how many times I hear young investors tell me the reasons why they haven’t reached their goals. Well, it’s time to get out of the slump of ... Views: 1553
In order to be successful in the real estate business, it is vital not only to research, but to learn and to become familiar with the current market trends. Knowing the market cycles, you as a potential buyer, can make a smart investment decision by developing a strong market strategy. This ... Views: 2148
It is better to teach you to fish than to give you a fish everyday. A great instructional writing does not just teach individual methods, but also the principles behind them, with which you make the methods you own.
There are not many books which discuss the essential principles to good ... Views: 2211
Have you ever wondered why it's easier for people who have money to make more of it? I mean, why is it that the second and the third million are so much easier to earn than the first million?
Do you want to know what the biggest difference is between how the wealthy people build wealth and ... Views: 9871
In a previous article, I pointed out that coming up with the funding to support commercial real estate purchases may be both intimidating and even prohibitive for many real estate investors.
If this scenario rings true for you, then you might consider something a little more basic to help ... Views: 1816
Please feel free to use this article as long as credit is given to the resource box.
(C) Copyright Arthur Levine, 2011
Words: 499
Keywords: America, Despair, Hope, Future, Politics, Solutions
The first ever downgrade of America’s triple A credit rating, Stock Markets in turmoil, ... Views: 2173
I’d like to suggest to you the following five ideas about money:
(1) How you can be rich and prosperous for the rest of your life.
(2) Remind you that money is not “the root of all evil,” instead – the “love of money” is.
(3) The solution to all of your money problems are available to ... Views: 2233
“Where were you when the world stopped turning?”
Yesterday was history, tomorrow is a mystery and no one knows when the world stopped turning. But, make no mistake, the world as we know it, or as our minds have created it, has changed forever and no one told us it was coming. Or did ... Views: 1904
A recent study showed that nearly 60 per cent of North Americans live paycheck to paycheck and should that money be delayed for any reason, these individuals would have serious challenges paying their bills on time.
The first step in changing this behavior is to understand how much money is ... Views: 1642
As we all feel the pinch of these economic times here are a few tips for making the most of the dollars we spend everyday.
Clip Coupons on and off-line. – Most of us have access to the internet but for those of us who still prefer the hardcopy newspaper this is a tip which will work for all ... Views: 1891
Being financially literate is like planning a trip to drop off a book to a new acquaintance in the next city. If we do not know where our house is on the map in relation to where the acquaintance’s house is on the map, how will we be able to navigate to our new friend’s house to drop off the ... Views: 1810
Let’s face it, once we have a car we love the convenience of being able to get up and go whenever we please so I’m not going to tell you to sell your car and use public transit. The tips I am going to give you are simple and practical.
Unless you are a salesman or need a new car for business ... Views: 1532
We all have clutter and stuff. Some of us are just more organized at how we store it. I think you would be surprised at how many people have spotless counters but drawers and boxes jammed full of stuff.
Although I focus on helping you turn your clutter into cash, clutter also has other ... Views: 1520
It’s the summer here in the Northern Hemisphere and most of us are looking for some time off. With the economic crunch and the goal of living debt-free some will be paying off previous debts with very little or no funds available to go on a cruise, road trip or even to the local spa.
Can a ... Views: 2048
Question: I’m getting closer to retiring and everything I read says I should get more defensive in my portfolio. Does this make sense for me?
Answer: It depends. How is your portfolio allocated now? Do you own mostly stocks or do you have a lot of money in bonds and CDs? What’s your ... Views: 1593
My recent articles have talked about energy savings, home maintenance, and de-cluttering. Today let’s look at what we can do to save money in our bedrooms.
The mattress – Top quality mattresses usually cost more because they offer you extra pillow tops and nicer piping on the edges. These ... Views: 1526
“If you don’t build your own dream, someone else will hire you to build theirs.”
– Tony Gaskins, Jr
Stop and think about something. This is important.
“If you had no constraints, what would you want your life to look like?”
• What would you do every day?
• Who would you be ... Views: 1680
October is here and fall is definitely in the air in the Great Lakes Region. Our relatives have even had some snow in North Bay, Ontario. Now is a great time before the colder weather makes a permanent stay in the months to come to look at tackling (what can I say, it is football season after ... Views: 1610