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The way we respond to money is often a factor of our previous experiences and our upbringing. There are a number of different types of money personalities and each has their own individual way of relating to financial concepts and money that were formed over the course of our life. In this ... Views: 833
Smart Money Coaching Programe
In this current economic climate we can all do with a helping hand to manage our money. Petrol prices, Gas , Electricity and household shopping bills have all increased. Not items that we can do without. But where does the rest of your money go – is it spent on ... Views: 528
Do you know if it's good or bad? Are you aware of what you credit score is? If you find yourself in the position that your credit cards are at the maximum, that you slip payments, or are paying only the minimum due, you could be facing a severe problem. If your response was yes to one or more ... Views: 934
Do you know if it's good or bad? Are you aware of what your credit score is? Are your credit cards maxed out and you keep missing your payments each month or only paying minimum amounts due? You could acquire a poor credit score if one or more of this questions applied to you.
Rebuilding ... Views: 627
Sally came to me after several cancer operations; the most recent operation was for liver cancer. Test results a few months after this operation were not encouraging. A quick geopathic stress test of her home revealed extremely high levels of geopathic stress. Further research revealed a mobile ... Views: 3077
The Imaginary Economy — Part II
• What are the bases for personal value and worth?
• How would sustainable living impact the economy?
• What models ought we use for future economic development?
I was angry when I saw the delivery truck loaded with aluminum cans filled with ... Views: 1834
Mortgage Math
Understanding your Mortgage!
When you close on your new mortgage, your loan papers state the interest rate that you will be paying for your loan. But is that interest rate really as good as it looks?
Out of your monthly payment that you faithfully make each month, do you know how ... Views: 647
The imaginary economy started when gold, something with no intrinsic value, became a widespread standard of exchange. Bags of grain, a slab of salt, livestock, animal skins, a basket of vegetables, the day’s catch previously drove an economy that was material and unambiguous. Now our economy is ... Views: 2853
The most personal assets we own are our body and the fruit of our labor. This fruit typically takes the form of money and personal possessions. In our modern culture we measure if we are a valuable person by comparing what we earn and what we have to others. This comparison of self-worth is ... Views: 962
Would you be interested in freeing up 10% to 15% of your current income? Just imagine what you could do with this money. You could pay down your debts, increase your savings, or work toward that next important purchase that you have in mind. Wouldn’t it be exciting to actually have money left ... Views: 1343
You see them everywhere. Maybe your aunt or even your mother is one. Women with middle and even upper bracket financial backgrounds are pinching pennies and depriving themselves in their golden years. Sometimes we find it comical, as when 78-year-old cousin Bessie brings a plastic bag to the ... Views: 2716
With the collapse of Bear Sterns, Fannie Mae, Freddie Mac, and now Merrill Lynch and Lehman, trust in traditional investment firms has been shaken. A recent study shows investors shifting to small boutique financial asset management firms to minimize risk.
"Out of every crisis, an opportunity ... Views: 782
Yi bu fen ren, qian fu qi lai.
Translation: If you want the country to
prosper, you must let a few people get rich
at a time. You CANNOT make everyone rich or
prosperous at the same time..
Deng Xiao Ping realized that prosperity and riches
'trickle down.' Some people get wealthy.
They ... Views: 1252
Forex trade signals are signals and flags given either by brokers, key investment platforms or even Forex based software, to the investor to tell him whether or not his investment strategy is sound, or if there are any changes he must make to his overall plan to either make a stronger profit or ... Views: 806
Forex alerts are what many investors use to determine the direction of their investment strategy and they can either be given by brokers or Forex systems programmes. This article will discuss the credibility of their claims, by investigating their root philosophy and the methods in which these ... Views: 991
Fact: Experts claim that despite the current house price downturn house prices will actually rise by as much as 25 per cent over the next five years.
Not surprisingly, given the bad publicity over falling house prices, many people are becoming concerned about the effect of a possible recession ... Views: 1234
You've probably received the emails or mailers. The lead headline tells you that the federal government is giving away millions and that you qualify. The adds usually go on to say that you can finance your business, remodel your house or pay off bills. All you have to do is contact the company ... Views: 827
A new study by the Vanier Institute of the Family shows that the average total debt load per Canadian household has increased to $90,700 across the country. That's up 71% since 1990, a time during which debt has grown at a rate of six times higher than income.
The study also urges families to ... Views: 978
I know what you are thinking. You’ve lost so much in the stock market. If you’d only taken that money and paid off your mortgage! Is it too late? Should you bite the bullet? Sell off what you have left in your mutual funds and pay off the home loan?
Of course the answer is very simple. ... Views: 948
Procrastination and worry are a curse that befall many of us. You may not even be aware that you have fallen into this trap because procrastination comes in many guises. I am a very pro-active person. If I told you that I used to procrastinate you would laugh at the idea, if you knew me. You ... Views: 863
When one goes seeking employment, it is to seek money to meet their everyday needs. One of these needs includes their health care needs which, outside of their home and car is one of the most expensive needs they will have.
Health insurance is also one of the most expensive products the ... Views: 1097
In response to the economic crisis, Cathy Curtis, a San Francisco Bay Area based Fee Only financial advisor has published a handy booklet entitled “10 Simple Truths About Money” to help her clients and the public focus on key money concepts that can keep them on track in these difficult times. ... Views: 1287
Online trading in Forex is a risky business, for the main reason that it has gained so much popularity that market psychology is fluctuating; making the market much more dynamic and all the more unpredictable that it normally is. On the other hand, it is also a great place that offers avenues ... Views: 872
2008 was a year for the history books in so many ways. They say that those who do not remember history are doomed to repeat it. Here are three critical financial lessons to take away from 2008
• Lesson #1: CASH IS KING. Financial advisors have waxed poetically about the importance of ... Views: 883
Hale Dwoskin, Featured Teacher in "The Secret" and author of the New York Times best seller "The Sedona Method," reveals the first thing people must do if their bills are past due, their credit is extended beyond its limit or they are facing other financial woes.
The most important financial ... Views: 1063
Americans are becoming increasingly concerned with losing their retirement funds, investments, jobs, and even the roof over their heads. According to the American Psychological Association's 2007 Stress in America survey, money and work are two of the top sources of stress for almost 75 percent ... Views: 723
Myth 1
Forex Day traders can not make a living day trading.
This is completely FALSE! Many (not all) can learn to be a successful forex day trader. All you need is a solid set of rules, a plan, and discipline. The methods I teach are rock solid and proved to be successful over the long term ... Views: 689
Small Business organisations needs better and deep rooted foundations so that they can further escalate to newer heights. At the same time, it does not mean that the small business organisations do not need accounting services. Accounting is one important domain, which is needed for every the ... Views: 934
The Law of Attraction is nothing more than hogwash--okay, I believe you. The bible tells us that money is the root of all evil--yeah, right. Money can't buy happiness--sure, whatever you say. The fact is that the Law of Attraction is real, and money can buy happiness.
Having wealth can open ... Views: 985
We all have to pay taxes, no matter how much and how hard it is for us to do; we all know the cycle has been going on for quite some time now, and that there is no stopping it. Wouldn’t it be nice if the government were to give us something in return for a change? Well the fact is that ... Views: 662
If you are sceptical about bold claims like the above I don’t blame you. You are probably wondering how anyone can get themselves out of a financial mess which probably took many years to get into? Your scepticism is justified, but wrong.
Let me explain: When you do not make headway with ... Views: 1003
Fortunes are made (and lost) in a bad economy. Of course, they can also be made and lost in a good economy. I hear from families who are struggling every day who blame the economy. I however tend to see so many opportunities every day, it is sometimes overwhelming. I love small business, but ... Views: 1128
The credit crunch that has crippled many Americans has yielded a partnership that offers hope and opportunity for consumers and small businesses. InCharge® Institute of America, Inc. (ICI) has teamed with ACCION USA to enhance existing personal finance workshops with BrightScore®, an online, ... Views: 1098
Einstein was always intrigued by the power of compounding. This post isn’t about Einstein, but a post about how simple outperforming a benchmark is. Consider this a case study in compounding, and we’re going to examine Berkshire Hathaway’s Book Value Growth relative to the ... Views: 935
There is an unlimited amount of information in book and on the internet on how to be successful in the markets. Some information is good, and some is mediocre advice at best. One of the most inspiring books I have read is Steven Covey’s bestseller Seven Habits of Highly Effective People. ... Views: 975
Hopefully you have already checked your credit reports and are correcting any errors. (If you have not done this, read my previous article, Start Your New Year Right By Checking Your Credit Reports ). Make sure you monitor and follow through on any disputes. That is a good start. With a ... Views: 2511
There are many debt consolidation companies claiming to make you debt free within a very short time span. Such slogans often appear on the “mission” list of many debt consolidation companies. These promises may or may not be authentic and you need to investigate the authenticity of ... Views: 1055
Structured settlements do guarantee a steady flow of income, but they are given in “bits”, or periodic payments. For some that settled a case with this method, there does come a time when they need a lot of cash during some point of time, usually when the payment from the structured ... Views: 1113
The economy woes are having a huge impact on our most important asset: people. People are scared. Therapists are seeing an increase in patients as anxiety intensifies keeping people awake at night and interfering with their ability to focus and be productive. Fear is taking over what were ... Views: 1501
Does it seem like every time you take two steps forward you wind up one step behind?
Do you think you’re doing “fine” with money, but keep looking and looking for ways to cut back?
More to the point: Do you control your money, or does your money control you?
If ... Views: 1485
No doubt, credit fuels our economy, and it also affects every area of our lives. Our credit rating, good or bad, can affect where we live, work, and our ability to get a loan or insurance. Do yourself a favor and make it your annual plan to check your credit reports from each of the three ... Views: 2977
Putting our financial matters into the hands of someone else can cause us to worry. Once we’ve made our decision to entrust a particular individual or company with our financial well-being, thoughts like “I hope I made the right decision” or “can I really trust this wing ... Views: 660
Build a better nest egg with 6 easy, sound strategies for 2009.
The stock market lost 38% in 2008, but if you lost more than 20%, your problem wasn't really the stock market, it was the design of your nest egg. Storms occur in markets, as they do in the real world, but your home shouldn't be ... Views: 773
I have mentioned affirmations in other articles; my desire with this one is for you to understand their importance.
"Affirmation without discipline is the beginning of delusion." - Jim Rohne
With feelings and behaviors, awareness is the key to discovering why things happen and being able to ... Views: 993
First, it’s important to keep in mind that there are several different types of corporate giving or corporate philanthropy. You also opt to issue funds to other smaller companies in your community so that the two of you can accomplish local goals together (i.e. feeding the homeless, ... Views: 894
As we all know, the government of the place we live demands, rather asks us politely (who am I kidding) to pay taxes. As a review, there are taxes placed on almost everything with financial value, which includes our financial income. The amount in which we pay is dependent on the governing body ... Views: 581
You are a creator of our world. Your retirement dollars are invested in the corporations that define our existence. When you realize the power of your money and investments as tools to make you rich and to also enrich our world, you will start aligning yourself with other creative and motivated ... Views: 698
Einstein's Theory of Relatively can be understood only by a few great minds located on different parts of the world. Personal finance, on the other hand, can be understood by plenty individuals everywhere – but that doesn't mean everybody. To date, there are still lot's of humans, like ... Views: 576
Everything today is getting more and more expensive – I don't see that trend changing anytime soon. It's hard enough that we get on by putting up with the ridiculous prices stamped on the backs of household goods, now we have to put up with the ever rising taxes. Everyone I know and ... Views: 561
With all the fear-mongering, angst, anxiety and chaos that’s been going on in the world economy and financial markets, it’s time for a new focus. Change is in the air and many can benefit by taking some different actions to create some different results.
I’m going to ask you to take a really ... Views: 832