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- Can You Fix Your Credit After Bankruptcy? - by Submitted on Feb 01, 2010 from Kevin LynchA person who is stressed with late payments may not want to consider bankruptcy because it carries such a bad stigma. However, if you are in a downward spiral economically and you can no longer make your regular payments, bankruptcy may well be the very best option because it will permit you to ...
Views: 802 - Forget New Year's Resolutions and Vow to 'Get Real!' - by Submitted on Jan 31, 2010 from Renee E CabourneWas ringing in the New Year something special for you this year? Did any resolutions resonate with you? I sat down the Monday before New Year's Day to ponder what I wanted out of 2010. With that in mind, I tried to come up resolutions for this year and realized I couldn't because the whole ...
Views: 677(1 vote) - The Real Purpose of an E-Fund - by Submitted on Jan 31, 2010 from Renee E CabourneWhen I teach my personal finance or investment classes, stories are the medium to drive the lesson into those hard-headed students of mine. I’ll make up names to protect the innocent and share as many personal stories as possible to bring the reality of a given situation into focus. So today, ...
Views: 858(1 vote) - Living your dream is your choice! - by Submitted on Jan 31, 2010 from Renee E Cabourne2009 had two significant events that nearly derailed me—I lost my beautiful and inspirational mother to cancer, and had a terrible car accident that left me quite injured. At one point, I questioned everything. Was I successful? Was I truly making a contribution to my clients and my community? ...
Views: 875(6 votes) - Change One Thing and Claim Your Three Top Goals! - by Submitted on Jan 31, 2010 from Renee E CabourneWith the New Year rung in, resolutions abound. We promise ourselves to do this and to not do that while so much of what we choose to do involves our money and our health. Self-sabotage is generally the main culprit when attempting to achieve goals. It rears its ugly head when we don’t have a ...
Views: 969(1 vote) - Make Money or Create Abundance-Which Would You Rather Do? - by Submitted on Jan 31, 2010 from Deborah NelsonMake money or Create Abundance, what’s the difference? Seems like a minor distinction, doesn’t it? On the surface it is. However, after exploring the subject of abundance in depth, I woke up this morning with an epiphany. Trying to deliberately make money, doesn’t work. Correction. It ...
Views: 1417(3 votes) - How to set positive affirmations - an easy 8 step approach - by Submitted on Jan 31, 2010 from Daniel BrittonLike many things we don’t fully understand, it would be easy to dismiss the power of affirmations, but enough respected and highly successful people use them that, they deserve investigation. Regrettably, many of us grow up with a set of beliefs about ourselves that are less than empowering. ...
Views: 2983(8 votes) - How To Get Out And Stay Out Of Debt - by Submitted on Jan 29, 2010 from Candace CzarnyMost of us are in debt and we are painfully aware of it. With rising credit card balances and lower salaries, the math just doesn't add up to a positive financial statement – for anyone. But just because you're having troubles now with your debt doesn’t mean this has to be the case forever. You ...
Views: 1278(2 votes) - The Challenges Of Having A Tax Lien On Your Credit History - by Submitted on Jan 28, 2010 from Kevin LynchHaving a tax lien put against you that shows on your credit or against your property can certainly be one of the most demanding credit issues that you ever deal with. The IRS can be rather merciless when it comes to getting their money and there is a basis for the old aphorism about “death and ...
Views: 548 - What is Financial Planning Anyway? - by Submitted on Jan 28, 2010 from P. Christopher MusicUnderstanding the term is more important than ever in today’s economy By Christopher Music “Financial planning” is a term that has been widely used over the last couple of decades to attempt to explain the activities of investment, insurance and tax professionals. While it has been used ...
Views: 899 - Twelve Secrets of Wealth - by Submitted on Jan 26, 2010 from Bobby GarrettHere I will share with you my policies, which I call, The Twelve Secrets of Wealth. Wealth Secret No.1 Watch Whichever Way the Crowd is going and Go in the Opposite Direction. Ninety five per cent of the population aged 65 are dead, dead broke, or on the pension, so why would you want to go ...
Views: 1007(3 votes) - Ways To Improve Your Credit Score - by Submitted on Jan 25, 2010 from Paul RodgersIt might take some bit of work until you get the idea of how to address your credit score. A credit rating might be one of the most crucial facets of your financial position which would necessitate your regular monitoring, particularly if you continuously have the need to borrow capital through ...
Views: 1621 - Repairing Your family Credit Score - by Submitted on Jan 24, 2010 from Paul RodgersA good credit score is going to guarantee you that at the very least your credit applications have higher likelihood of getting approved. There are many details that an individual ought to learn about just how to ameliorate your credit score. This is principally helpful as well as valuable ...
Views: 1502 - How to Make a Million - THINK like a Millionaire (Part Three) - by Submitted on Jan 23, 2010 from Craig Lock"We share what we know, so that we all may grow." HOW TO MAKE A MILLION - THINK LIKE A MILLIONAIRE (PART THREE) ** Introduction: This short piece is written in point form from notes that I have collected over the years from an excellent book 'HOW TO THINK LIKE A MILLIONAIRE AND GET ...
Views: 1468(1 vote) - Ways To Save Money Grocery Shopping - by Submitted on Jan 22, 2010 from Steve GillmanOf all the ways to save money grocery shopping, the one that comes to mind first for most people is probably using manufacturers' coupons. Unfortunately, this is not only time consuming, but it rarely saves you much money. That's because even with the coupon a given product is usually more than ...
Views: 1528(5 votes) - "Money Doesn't Grow on Trees" - by Submitted on Jan 20, 2010 from Craig Lock"We share what we know, so that you and your money may grow." * MONEY DOESN'T GROW ON TREES "Money isn't everything - but a lack of it is." "Money is a terrible master, but an excellent servant." - PT Barnum (American circus showman) "Money can't ...
Views: 1105(1 vote) - Nine Reasons For Your Money Trouble - by Submitted on Jan 18, 2010 from Steve GillmanPeople have money trouble for different reasons. On the other hand, there are some mistakes and bad financial habits that are common in these situations. This explains why some people have these problems with money over and over. See if any of the following apply to you. 1. Not wanting to ...
Views: 1322(2 votes) - Carlyle Finance in 2010 - Offering much more than the best way to Finance a Car - by Submitted on Jan 18, 2010 from Richard SmithsonThe Value of a Dynamic Finance Partner As 2009 draws to a close it is worth reflecting on what has been a remarkable year. The New and Used market has generally been in freefall although encouraging signs have been noted following the introduction of the scrappage scheme on New and some ...
Views: 525(1 vote) - Are You on the Express Lane to Debt? - by Submitted on Jan 17, 2010 from Theodore HendersonThere are always plenty of articles and commentary written about rapacious lenders and banks taking advantage of the “little guy” by giving him too much credit too easily and then when most inconvenient for the borrower they hit him with higher interest rates or some other financial ...
Views: 1448(3 votes) - Ongoing Quality Testing Cuts IT Project Management Risks - by Submitted on Jan 16, 2010 from Jim CochranBecause risk management and IT project management go hand-in-hand, experienced IT project managers never start a project without a risk-management strategy in mind. Often, at the heart of that strategy is a strong focus on quality control. Before the ink on your IT consulting agreement is ...
Views: 748 - Ongoing Quality Testing Cuts IT Project Management Risks - by Submitted on Jan 16, 2010 from Jim CochranBecause risk management and IT project management go hand-in-hand, experienced IT project managers never start a project without a risk-management strategy in mind. Often, at the heart of that strategy is a strong focus on quality control. Before the ink on your IT consulting agreement is ...
Views: 781 - How to Invest Using a Health Savings Account - by Submitted on Jan 15, 2010 from Wiley LongWhen an individual enrolls in a Health Savings Account, he or she has a wide variety of options to choose from when it comes to deciding where to put his or her savings. Similar to an IRA, funds deposited into a Health Savings Account can be invested into a wide variety of high interest-yielding ...
Views: 1058 - ***You Decide Where Your Financial Sails Go – So What Have You Chosen? - by Submitted on Jan 15, 2010 from Margaret GoodIt is hard to believe but we do have everything we need in this life right in front of us. Acknowledging the fact that we have everything we need to be happy, healthy and whole is based on the meaning we project on the various objects and activities in our life. The hard part in the journey of ...
Views: 1521 - Get Out of Debt FASTER: 8.5 Tips to Find Extra Cash! - by Submitted on Jan 15, 2010 from Jesse NiesenDo you have any kind of lump sum to put towards paying off your debt? If you’re even a little bit concerned about your cash flow right now because it’s limiting some of your debt relief options, then you may be curious how many of my debt free clients discovered a variety of creative ways to ...
Views: 1545(2 votes) - Debt Settlement Secrets: Stopping Creditor Calls - by Submitted on Jan 15, 2010 from Jesse NiesenTHE BEST WAY TO STOP COLLECTION CALLS ASAP DURING THE DEBT SETTLEMENT PROCESS. This only applies to people in a legitimate debt settlement program, such as the debt settlement programs I endorse. If you are not yet enrolled into a debt settlement program, be sure to read this Debt Settlement ...
Views: 2898(3 votes) - Credit Counseling WARNING: “Lies Exposed!” (Watch Out for these "Debt Consolidation" Traps) - by Submitted on Jan 15, 2010 from Jesse Niesen(The shocking, whole-truth Credit Counselors don’t want You to know about Debt Consolidation) You’re deeply in debt, wondering which way to turn. You’re confused, worried, and so stressed out you can’t think straight. What do you do? Most people first think of the words "debt ...
Views: 2526(3 votes) - How to Avoid Being Broke & Stupid: "Secrets of the Rich" for those Deep in Credit Card Debt! - by Submitted on Jan 13, 2010 from Jesse NiesenWhat's the most powerful force in the Universe, and does it work for or against you? When asked what he thought was the "most powerful force in the universe," Einstein replied, "Compound interest." Startling Statistics: (According to the Federal Reserve) • 49,000 U.S. Households ...
Views: 2933(2 votes) - Life Settlements- What All You Should Know About The Secured Future! - by Submitted on Jan 13, 2010 from William RegalAfter spending your entire lifetime in fulfilling commitments as well as responsibilities with hard work and dedication it is now time to rest. Your children have now matured and put up with the members of their own family along with this all other issues have also been settled, so what is next ...
Views: 499(1 vote) - ***Why Pay for a Spiritual Technology? - by Submitted on Jan 11, 2010 from Jacqueline JoySometimes I’m asked why people should pay for a Spiritual Technology such as Diamond Alignment. I love this question, because it gives me an opportunity to address a larger issue – which is money and Spirituality and money in general … the split in Collective Consciousness I have witnessed ...
Views: 2018(3 votes) - With Systems Integration or Programming Projects, an Informed Client Is a Happy Client - by Submitted on Jan 09, 2010 from Jim CochranWhen it’s your job as the systems integrator or custom programmer to make sure that a project stays on track, your reputation – and future business prospects – are on the line. No client wants to hire a consultant, only to be surprised to learn months later that the project is over budget, beset ...
Views: 822 - How Price Action Analysis can improve your Forex Discipline - by Submitted on Jan 07, 2010 from Nial FullerDiscipline is probably the single most important characteristic that all successful forex traders have in common. The consistently profitable forex trader has discipline enough to stick to his or trading plan, manage his or her emotions effectively, manage his or her money effectively, and has ...
Views: 1137 - Save on Taxes - How to Stop Uncle Sam From Grabbing Your Hard Earned Money - by Submitted on Jan 06, 2010 from Thomas QuinlinSo you want to know how to save on taxes? I understand how you feel. In fact, it's been my mission for years to help my clients and myself save on taxes. Read on to find out how to pay as little as legally possible. The reason for my interest in saving on taxes: I've been there myself. ...
Views: 866 - Wealth Management and the Successful Entrepreneur! - by Submitted on Jan 06, 2010 from Ron HollandThat’s a great question, what makes a successful entrepreneur and how do you know if you have what it takes to be a successful entrepreneur. Does wealth management play a big part? Over the years I have met many successful entrepreneurs and I have studied what makes them successful ...
Views: 3051(2 votes) - Skills That Should Be Taught In School: How to Put Money in Your Pocket and Keep it There. - by Submitted on Jan 04, 2010 from Jose AlvaradoHave you ever asked, why in the world didn’t they teach you about financial intelligence in high school? Jim Rohn said that “if they would have taught Wealth 101 and Wealth 102 in high school, I would’ve taken both courses.” I totally agree with him. Financial education, that is, practical, ...
Views: 2766(2 votes) - Your 2010 Personal Budget - by Submitted on Jan 03, 2010 from Lucy RudnickaWhy People Don't Like Budgeting Many people avoid personal budgeting for a couple of reasons. First of all, our lives are very busy and personal budgeting means an investment of time. We are not willing to spend out time on something unless we feel it's valuable to us. Absent that conviction, ...
Views: 3063(5 votes) - The Top Ten Reasons NOT To Plan For Retirement... - by Submitted on Dec 31, 2009 from Allen NeuenschwanderIf you've ever seen David Letterman you know he's made the Top Ten list famous. The guy's been doing the same routine for more than 15 years and it's still the most popular part of his show. My list is different, and probably not what you'd expect from one of the most successful Financial ...
Views: 694(3 votes) - ***True Wealth of Being ...the Ultimate Gift of Diamond Alignment - by Submitted on Jan 04, 2010 from Jacqueline JoyWealth of Being is a phenomenon that occurs when the Magic of the Sacred is infused throughout our lives. It is a quality of life fulfillment that grows from the inside-out…from a state of such profound Peacefulness, profound Sweetness, profound Beauty and profound Expansion that it is not ...
Views: 2716(6 votes) - The Dynamic Power of Prosperity - by Submitted on Feb 17, 2010 from Nathan AmaralWhat does prosperity mean to you? When most people think of the word, they think of wealth, or being financially independent. They picture yachts or fancy mansions, exotic vacations and expensive sports cars. But that’s really only one small part of the picture. Prosperity is so much more ...
Views: 2313(4 votes) - Everything You Need To Know About Forex Day Trading - by Submitted on Dec 29, 2009 from Paul RicherdA foreign exchange market, otherwise known as Forex is a system used to help the economy in other countries, as well as boost the worth of money around the world. Forex can not only reap tons of benefits for those that actively trade, but it can also help the economy in some places as well. ...
Views: 860(2 votes) - Why You Need a Free Credit Report - by Submitted on Dec 28, 2009 from Paul RicherdFree credit reports are an ideal way to protect your credit score and keep tabs on your credit history. Learn about filing for a free report and how you can change your credit ratings. In a failing economy more people are concerned about the future of their credit than anything else. Some ...
Views: 763(1 vote) - How to Compare Variable Annuities and Immediate Annuities with Other Options - by Submitted on Dec 28, 2009 from Jonathan MTylerWith so many different types of annuities, simply reading all the names might confuse you. It doesn't have to be that hard. The names of the various types of annuities often imply exactly what the annuity does or how you invest the money on the interior of the annuity. You have so many ...
Views: 601(1 vote) - Yes, You Can Be Financially Independent - by Submitted on Dec 23, 2009 from Dawn AngierBy its very definition, financial independence means to not be dependent on anyone or anything for our financial needs. That requires being free from debt. When asked what they would do if they won the lottery, most people say they would pay off their debts. Just imagine what it would be like ...
Views: 1277(2 votes) - How Bankruptcy Will Shield Your Retirement Investments - by Submitted on Dec 23, 2009 from Rebecca MillerBankruptcy Abuse Prevention and customer Protection Act of 2005 (BAPCA), investors facing bankruptcy can now shield their IRA assets from creditors. While retirement plans that meet the requirements of the Employee Retirement Income Security Act of 1974 (ERISA) such as employer-sponsored plans ...
Views: 1015(2 votes) - How to Turn an Internet Home Based Business Opportunity into a Gold Mine - by Submitted on Dec 16, 2009 from Joanna VaiouSuccess is just around the corner; that is what some people would say. However, in today’s technological age, success could be attained through the four walls of your very own home. You don’t even have to leave your house to go around the corner and pick up the pieces that would lead to a ...
Views: 1287(4 votes) - Do Your Homework with Commercial Real Estate- Part Three - by Submitted on Dec 16, 2009 from David LindahlAny real estate investment deal worth doing should be able to withstand a little due diligence, and commercial properties are an excellent example of this. As first introduced in previous articles, examples of due diligence you’ll want to perform for your pending deals include: ·Property ...
Views: 1611(24 votes) - Do Your Homework with Commercial Real Estate- Part One - by Submitted on Dec 16, 2009 from David LindahlAny real estate investment deal worth doing should be able to withstand a little due diligence, and commercial properties are an excellent example of this. Examples of due diligence you’ll want to perform for your pending deals include: ·Property Inspection ·Market Analysis (values, rents, ...
Views: 1685(20 votes) - Individual unintentional agreement, save bankruptcy - by Submitted on Dec 16, 2009 from Aaren DervinUnderstand what your IVA? IVA is Individual unintentional agreement. This service is mainly deal with their debt related issues and makes you safe from bankruptcy. You confused, as it does protect you from bankruptcy? After searching the IVA debt over the internet and find various institutions ...
Views: 753(1 vote) - Credit Score: Things to be taken into account - by Submitted on Dec 16, 2009 from Borton StevensAre you tired of loan application rejection? Do you want to know the reason behind this? Checkout your credit scores that may be creating difficulty for you. These scores were defined by credit officers that generally do not explain the process. But it is important to know how does your credit ...
Views: 897(1 vote) - Are Stone-Aged Dynamics Running Our Businesses and Finances? - by Submitted on Dec 15, 2009 from Jennie MarlowI was sitting in an outdoor café in Santa Barbara on a sunny afternoon, and shamelessly eavesdropping on the conversation of two young women who were crafting a very clever scheme to sabotage the boss they both clearly despised. The plot was focused upon a domineering manager who had apparently ...
Views: 1154(5 votes) - Financial Resiliency? Five basic tips to help you bounce back! - by Submitted on Jan 26, 2010 from Kathy Jo PollackResiliency is personal. Add money and you get even more personal. As we strive to become more resilient with life’s challenges and complexities, I would like to provide five basic suggestions to help you achieve Financial Resiliency. 1. Continue to learn and grow. This is ...
Views: 4506(7 votes)