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Articles from Holistic Investment Planners | Selfgrowth.com
- How to be financially fit? - by Submitted on Aug 19, 2017 from Holistic Investment PlannersWould like to be a Fit Person or be Rich? On the face of it the above question may appear to you as contradictory. You may feel that I am putting yourself into a corner and asking you to make a choice between remaining fit but not rich or vice versa. If you have got in this way, you have got ...
Views: 642 - Why your personal finance is out of your control and how to bring it under your control? - by Submitted on Oct 04, 2017 from Holistic Investment Planners“I was a safe investor. So I invested everything in fixed deposits. My returns are not even beating inflation. So to beat inflation, I invested in stock market. But now the markets are crashing…” “I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 ...
Views: 641 - How relevant are the “Mutual Fund Ratings”? - by Submitted on Nov 27, 2017 from Holistic Investment PlannersToday, you, a mutual fund investor are overwhelmed with the plethora of mutual fund schemes. More so when you find that schemes from different fund houses come with similar flavours. It becomes extremely difficult for you actually to sift the bad ones from the good ones. Then what do you do? ...
Views: 640 - 7 shabby situations when you shouldn’t use your credit card - by Submitted on Aug 16, 2017 from Holistic Investment Planners“Life just seems to be getting simpler by the day,” remarked 22 year Swati, a software developer with a leading MNC. She was referring to the convenience provided by modern-day living aids like plastic money, online shopping, e-payments, deferred payments and the like. “Really?” quipped her ...
Views: 637 - What you need to do, before booking for a flat? - by Submitted on Oct 24, 2017 from Holistic Investment PlannersWhat factors do you look for, while comparing properties? Without any doubt, the property’s location, price and possession, will be the first and foremost parameters one might consider for his/her shortlisting. However, apart from these primary ones, a few more things are necessary to check ...
Views: 634 - The biggest threat to your Investment Decisions and what you can do about it! - by Submitted on Oct 27, 2017 from Holistic Investment PlannersOne of my clients got a call from her mother when we were seriously building her portfolio. I enquired after seeing her panicky reaction. Her mother wanted my client’s son to be removed from a school immediately because there is an accident happened in the swimming pool. The student died during ...
Views: 633 - Unveiling the Little Known Secrets on the Most Profitable and the Best Long Term Stock Market Investment Strategy - by Submitted on Sep 21, 2017 from Holistic Investment PlannersBargain Hunting: The term ‘bargain’ has the word ‘gain’ embedded in it. This itself can enthuse people to seek a bargain. But then, how do we find a bargain? Is it by chance? Or does it involve meticulous study? All investors would be keen to have answers to these questions so that they ...
Views: 623 - How do we overcome the Current Economic Downturn: 7 Meaningful Steps!!! - by Submitted on Aug 22, 2017 from Holistic Investment PlannersAfter the recent announcement by the venerable Reserve Bank of India, about the consecutive 14 quarters fall of our nation’s GDP to 4.4% from a whopping 8.9%, it is time to think how are we going to protect ourselves financially from this economic harsh winter? Most Indians have never faced a ...
Views: 616 - How to savemore tax by Creating a HUF? - by Submitted on Aug 26, 2017 from Holistic Investment PlannersOnce, our venerable Finance Minister, Mr. M Chidambaram, has said, “Left to God, even he will not like to pay Income Tax”. Though as a responsible citizen of our country, we should pay our income taxes on time and should not avoid paying it. However, if the Income Tax Act, 1961 provides ...
Views: 615 - All you wanted to know about dematerialized insurance policies - by Submitted on Sep 08, 2017 from Holistic Investment PlannersDematerialized Insurance Policies: On September 16, 2013, our honorable finance minister P.Chidambaram launched IRDA’s insurance repository system (IRS).This system will insure green initiative, transparency in all the insurance related work and lower management cost for the insurers. It will ...
Views: 613 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 606 - How to take Realistic and Rational Investment Decisions than can unlock Wealth? - by Submitted on Nov 07, 2017 from Holistic Investment PlannersPersonality and rationality: Human behavior is a complicated concoction of three elements: the Id, the Ego and the Superego as per the psychoanalytical theory propounded by Sigmund Freud. The id is present in a person from his or her birth and is a set of primitive behavioral traits. Ego, ...
Views: 591 - How to bequeath wealth to our legal heirs using nomination, joint accounts and will? - by Submitted on Aug 23, 2017 from Holistic Investment PlannersWriting and Registering a Will is the best Option The best way to pass on one’s wealth after death is to write and register a Will in favour of those persons whom one would like to get the estate. Also Have Joint Accounts However, other than writing and registering a Will, there are other ...
Views: 584 - The Ugly Truth about paying only Minimum Balance on your Credit Card Bill - by Submitted on Sep 01, 2017 from Holistic Investment PlannersDo you pay only the minimum amount due on your credit card bill? Will this lead you to a vicious cycle of debt trap? Paying the Minimum Balance in Credit Card is an unintelligent financial decision. Why it is so? Why you should pay 18% interest when personal loan at 13% or gold loans are ...
Views: 584 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 583 - 3 Successful Strategies to Rebalance your Portfolio - by Submitted on Aug 18, 2017 from Holistic Investment Planners“I get reminded of previous generation mom when someone advises me to rebalance my investment portfolio. I feel like my mom telling me to take oil bath on all Fridays. When everything is going fine, why I should rebalance my portfolio?” one of my client asked me with a smile in his face. I ...
Views: 581 - How to get exemption from paying Capital Gain Tax? - by Submitted on Sep 16, 2017 from Holistic Investment PlannersOne of our distinguished Finance Ministers had made this famous statement in one of his speeches, “Even God would not like to pay taxes!” reinforcing the general dislike of tax payers in paying taxes. However, our lawmakers are human, and they understand this general aversion of people to ...
Views: 574 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 572 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 567 - 3 Most Common Investment Mistakes you need to avoid to Become Rich - by Submitted on Sep 02, 2017 from Holistic Investment Planners“I have been working for almost 10 years now, earning well and investing very carefully too; Why am I not as rich as I should be? Why am I still in the middle class circle?” At least 2 in 5 clients ask me similar questions. Do you know the key reason for this? I am listing three common ...
Views: 566 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 566 - Why Company provided Group health insurance is not sufficient? - by Submitted on Sep 06, 2017 from Holistic Investment PlannersWhen we come to this life – parent provide a cover from unseen dangers. A tree –provides a cover from wind and water. Whereas water protects us, further from fire. Therefore, by the law of nature somewhere, someone is always protecting other. Many employers today, offer a group medical ...
Views: 562 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 546 - How to Identify Profitable Contra Investments using the Proven Contrarian Investment Strategy? - by Submitted on Sep 14, 2017 from Holistic Investment PlannersIntroducing Contra Investments We are all familiar with the nuances and subtleties' of “rowing against the tide” or “sailing against the wind”. Undertaking to do things which are in contrast to the usual is reflected in the above quotations. In the world of investments, when someone chooses ...
Views: 545 - How to create a workable Investing Checklist that makes you a Successful Investor? - by Submitted on Sep 09, 2017 from Holistic Investment PlannersWhat happens when you think about investing? At one side, there is a flash news about how market is doing every minute. A chart or report to look into the other side. ‘Did you know the latest hot investment news?’ a suggestion or an advice or some shocking info from many sides. Isn’t it ...
Views: 542 - Warning: Don’t fall for “Sure-shot Investment Tips - Trial Package” - by Submitted on Aug 17, 2017 from Holistic Investment Planners“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime” Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? If ...
Views: 542 - How to protect yourself from credit card frauds? - by Submitted on Aug 24, 2017 from Holistic Investment PlannersI received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. I consoled him and asked him to talk to the ...
Views: 539 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 532 - How to bequeath wealth to our legal heirs using nomination, joint accounts and will? - by Submitted on Aug 23, 2017 from Holistic Investment PlannersWriting and Registering a Will is the best Option The best way to pass on one’s wealth after death is to write and register a Will in favour of those persons whom one would like to get the estate. Also Have Joint Accounts However, other than writing and registering a Will, there are other ...
Views: 527 - How to handle the effects of inflation during Pre-retirement and Post Retirement? - by Submitted on Sep 13, 2017 from Holistic Investment PlannersWe often hear from our parents and grandparents that they used to buy movie tickets for Rs. 5. Milk that we used to buy for Rs. 13 few years back has doubled now. Have you ever thought why such change in price happens? The answer is inflation. You can’t AVOID inflation: For the price ...
Views: 527 - Are you aware of these 4 improbable claims often made to investors? - by Submitted on Sep 12, 2017 from Holistic Investment PlannersBuyer Beware “The buyer needs a hundred eyes, the seller but one”. This proverb cannot be over emphasized as a buyer needs to be on his guard whenever he or she choses to make a purchase of goods or services. Investors to be Aware Financial Planners are here to provide professional ...
Views: 499 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 498 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 497 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 497 - Warning: Don’t fall for “Sure-shot Investment Tips - Trial Package” - by Submitted on Sep 04, 2017 from Holistic Investment Planners“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime” Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? If ...
Views: 496 - Portfolio Diversification: 6 ways how “Not to break the eggs” - by Submitted on Aug 29, 2017 from Holistic Investment Planners“Do not put all your eggs in one basket” is an idiom which we picked up at school while familiarizing ourselves with the subtleties of the English language. Some amongst us have learnt it the hard way though, when they have inadvertently dropped a basket full of eggs. The result eventually is a ...
Views: 481 - The Surprising Truth about CTC which Your Employer won’t Tell You - by Submitted on Aug 31, 2017 from Holistic Investment PlannersCampus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ...
Views: 479 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 471